Not right now... I'm considering getting a loan but don’t want to... I just see that to try to get into my field as soon as possible is best. Just incase for some who don’t know my plans I'll repeat it in this new topic... And as some may know I hate being in debt for any reasons, I do rather save. But in this situation would be different as it's debt for my dream job/career, and if I do a very good job and move up the corporate ladder I can generate lots of income and pay off the debt faster. - College between Jan2010-2014(estimated time) - B.S. Business Administration - Get hired around my local area with degree - Pay off all debts with new job (but educational debts which I don’t know how much would it be), just my debts I got right now which is around $15k, and may be $8-$10k by the time I'm done with college. - Save or get a loan for $20,000 to live on while I internship for 6months (maybe 12) in CA or FL at production studios for my director/producer career. Also I'll be trying to get a part time job as well while interning to live on and pay off the loan if I get one. If I save $20,000, that could take 2-3 years. So, those 2-3 years I could already be in the business I want to be in and have experience from my field, instead of being in a job that isn’t my career in a field I have no long term plans to be in.