I am a recently unemployed Information technology worker with background in many areas. IT jobs in my area are non-existant but there is plenty of work doing various odd jobs. I have recently been offered some contract work doing PC, server, and printer maintenance over a large area possibly multiple states. After spending many years in a cubicle I am actually enjoying getting out. Many of my contacts and even the owner of one of the companies that wants to contract me started their independent contractor carreers this way. My question for you gurus is about the "type" of business I should start. Some of my friends tell me to just file DBA where I intend to work and others have said I need S-Corp or LLC. I know people who do all of the above. For the most part I plan to use my own vehicle, have no employees (work alone), and work from home. I would like to use a business name to get banking and possibly loans as i might have to float some projects. I believe I can adjust my auto insurance policy to make sure I am covered when out working. Advice?