Don't go to them. I've actually lent from them. Begun from one to pay off bills/contract buy installments which collected because of my unemployment in 2014. The rundown rapidly developed to 10+ cos their installment calendars were week by week/bi-week after week, which made me reloan various times just to make installment. Took briefly to clear around 14 of them a year ago. Still 4 to go and a large portion of my pay goes to them. What's more its upsetting in light of the fact that they hassle you when you don't pay. Also investment rates of between 20% to half a month, not a year. So kindly don't go to them. Till now I lament constantly venturing into the workplace of the first moneylender I obtained from.