I am admittedly a newb when it comes to such things, so I have to ask, is it actually worth making an investment in these "Paid To" sites that claim you will actually make a decent amount of money once you invest? I hear about "renting referrals" and things like that and it just sounds so ridiculous to me. Is this kind of thing a scam or legit? Has anyone here tried any of these optoins? If so, how did it work out for you?