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Discussion in 'Self Improvement and Being Successful' started by jacobflores, May 20, 2014.
How do you manage your money?
i manage money by creating list of equipments to purchase and made it possible to get all of them at very lower cost...
I store it first in my Bank Account then Prioritize the things that I must really have..
I attended financial management seminars that allowed me to effectively utilize and invest my money on things that are worth it.
Stop spending money on frivolous stuff. Anytime you want to buy anything ask yourself the question, "Do I really need this?" If not, put it back on the shelf.
I try not to waste money on useless things.
There is 4 ways to collect money.
1 - not to waste it.
2 - working.
3 - investment.
3 - business.
schedule to buy things...
where to spent or where not ..
remove unnecessary things from your list and have your money..
I have created a Excel template file and fill out my expense (Money Out), income(Money) and balance (Money balance amount). Therefore, I can see how much my money are about. I attempt to cut off any of my wasteful bills and save at least 10% out of my salary.
However, now I don't have any sleeping money in my wallet due to I have to pay for my car and house' s bills installation monthly.
I actually do that thing. Its good tip cause I stop buying anything that I don't need. Now I have lots of money. Lol
Making right type of investment from future perspective along with making budget helps a cause towards saving.
creating list things you want to buy
create list which things which you don't want to buy
try to save every penny from where you can
Some interesting ideas behind managing your money. I think the bigger question is how do you create a budget, decide how much to put where for costs that can vary (such as gas) and how do you manage to stick to your budget and find the self-discipline to put that item back that you really don't need right now but is at an awesome price?
It's sound good to invest money in estate.
It's a good business.
Just try and plan out what you want to buy and try and start using cash to stop over spending.
I love spending it
Follow these simple steps to help you draw up a budget, make the most of your money, pay off outstanding debts and even start saving.
1. Draw up a budget.
2. Identify where you can cut back.
3.Pay off loans and credit cards.
Think short-, medium- and long-term and apply the right tools and strategies accordingly. It's an approach that I've had for a while (and admittedly I have a background in finance and teach personal finance), but as long as you have a plan in place you can adapt accordingly to situations. If you have no plan, you are at the mercy of the world around you - and that's not always good...
I only buy what's necessary and what's cheap but good. We are working hard for the money so I think we should also spend them wisely. As much as possible, save the 10% of what you earn every month.
This is actually a tough question but I will try to answer it. When our finances got better, I opened several bank accounts where I keep some of the excess income. I also invest in household items like appliances. In 2013, we bought 2 brand new cars as part of our investment - not really saving money but using the money. As far as I can say, I have been managing my money fairly well since we have never been delayed in paying the mortgage and the household bills.