We recently got our MLR Rebate and we are wanting to know if it's OK to spend the money on office chairs for everyone. This is what the government says regarding this: to return the rebate to the participant as a cash payment, to apply the rebate as a reduction of future participant contributions (a so-called, “premium holiday”) to apply the rebate toward the cost of benefit enhancements. Is this a legitimate use of the rebate for the benefit of the employees? If not, what's the worst that could happen if we went ahead and used it for the chairs. Thanks!